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Intro acquire APR is x% for x months from date of account opening then the regular invest in APR applies. Intro Balance Transfer APR is x% for x months from day of first transfer, for transfers beneath this offer that submit towards your account by then the normal invest in APR applies. Regular acquire APR: x% variable to x% variable, based on your creditworthiness. Income APR: x% variable. Variable APRs will fluctuate with the industry according to the Primary Level. 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